Public Islamic Dividend Fund... Where Is The Biggest Money Loaded.

1st Quarter Report of PIDF fund show the biggest amount of money put in top 5 companies lead by Axiata Group Berhad followed by Sime Darby, Digi.com, Tenaga and Telekom.

Now, lets we take a look of top 30 largest shareholders in Axiata Group Berhad as below :

source : http://www.axiata.com/investor-relations/shareholdings_structure.html

Public Islamic Dividend Fund in 23rd rank of the list. There is another Public fund so called Public Ittikal fund at 17th rank.

I'm strongly believe this company having a very good future prospect since all the big shark investors in there as you can see Khazanah Nasional Berhad, Employees Provident Fund Board, Skim Amanah Saham Bumiputra and etc in the list.

Invest in PIDF will surely make your money growth together with the company success story.

Why Invest in Public Mutual?

Public Mutual fund Not Open For Investment as at April 2013

1. Public Balanced Fund
2. Public Bond Fund
3. Public Industry Fund
4. Public Islamic Bond Fund
5. Public Islamic Sector Select Fund
6. Public Ittikal Fund *
7. Public Select Bond Fund *
8. Public Smallcap Fund
9. PB Balanced Fund**
10. PB Fixed Income Fund
11. PB Growth Fund *
12. PB Islamic Bond Fund *

* Open for EPF investment
** Open for cash investment

Di Mana Public Islamic Select Treasures Fund (PISTF) Laburkan Wang Anda

Tahukah anda sehingga 30 November 2012 dana PISTF telah meletakkan pelaburan anda di dalam 58 buah syarikat besar yang tersenarai di dalam KLSE.
Cuba anda teliti nama-nama syarikat di bawah, mungkinkah anda juga salah seorang pekerja di dalam syarikat tersebut?

Betapa wang yang terkumpul daripada orang ramai yang memiliki matlamat pelaburan yang sama untuk jangkamasa sederhana dan panjang telah dilaburkan di syarikat-syarikat yang berkembang maju dan berpotensi untuk setaraf dengan syarikat-syarikat utama seperti PETRONAS, TM, AXIATA, TNB dan lain lain lagi pada masa depan.
Kadar risiko juga sangat kurang kerana keupayaan 58 buah syarikat ini telah melalui proses penapisan dan saringan yang ketat oleh pengurus dana sebelum mendapat kelulusan ketua pengarah.
Ibarat kata "satu rosak masih ada 57 lagi" yang secara keseluruhannya mampu memberi pulangan dividen dan pulangan modal yang tinggi untuk tempoh sederhana dan jangka panjang.

Anda bolehlah mengenali syarikat syarikat di atas dengan melayari laman web http://www.bursamalaysia.com/market/listed-companies/list-of-companies/main-market

Marilah bersama-sama menjadi pelabur yang berjaya.

Public Mutual declares distributions for 4 funds as at 31 January 2013

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for
four of its funds. The total gross distributions declared for the financial year ending 31
January 2013 are as follows:

Public Index Fund is an equity index fund that seeks to achieve long-term capital
appreciation while at the same time attempting to outperform the FTSE Bursa
Malaysia Top 100 Index. While Public Islamic Optimal Growth Fund is an Islamic
equity fund that aims to provide income and capital growth by investing in Shariahcompliant stocks which offer attractive dividend yields and growth stocks in the
domestic market. Both funds are open for EPF Members Investment Scheme.


As for Public Enhanced Bond Fund, the fund seeks to provide a combination of
annual income and modest capital growth primarily through a portfolio allocation
across quality bonds and equities. Meanwhile, Public Money Market Fund aims to
provide liquidity and current income, while maintaining capital stability


All of the above funds are distributed by Public Mutual unit trust consultants.Public
Mutual is Malaysia’s largest private unit trust company with more than 90 unit trust funds
under management. It is also an approved Private Retirement Scheme (PRS) provider,
managing six PRS funds. It has over 2.8 million accountholders. As at end December 2012,
the total net asset value of the funds managed by the Company was more than RM54 billion.

Public Mutual declaration of distribution for the financial year ending 30 November 2011

Public Mutual had on 1st December are pleased to inform that the company will be declaring the following Distributions to unitholders who remain in the Register of the following respective Funds as at 30 November 2011.

Funds / Type / Gross Distributions (sen per unit)
Public Islamic Balanced Fund / Final / 1.00
Public Far-East Dividend Fund / Final / 0.50
Public Islamic Sector Select Fund / Final / 2.00
Public Select Alpha-30 Fund / Final / 2.50
Public Islamic Asia Leaders Equity Fund / Final / 0.75
Public Far-East Alpha-30 Fund / Final / 0.25
Public Islamic Alpha-40 Growth Fund / Final / 0.75
Public Islamic Infrastructure Bond Fund / Final / 2.50

Kindly take note of the following:
(i) For unitholders who opt for distribution reinvestment, the distributions will be
reinvested at NAV per unit, computed at the close of the first business day
following the distribution date. No service charge will be imposed on
distribution reinvestments.
(ii) Unitholders will be notified of the net distributions and tax credit through the
Tax Voucher. The Tax Voucher (including the distribution cheque), Annual
Statement and Annual Report will be dispatched to unitholders by
31 January 2012.

Tingkatkan Wang Anda dengan Public Mutual

Kita semua mempunyai impian dan mungkin sebahagiannya melibatkan kos yang tinggi. Tetapi, impian kita itu boleh menjadi kenyataan dengan cara pelaburan yang betul. Unit Amanah (Unit Trust) adalah pilihan pelaburan yang tepat untuk membantu anda mencapai matlamat kewangan anda dalam masa sederhana dan panjang. Semakin awal anda mula melabur, semakin tinggi potensi pulangan anda.

"Pelaburan yang bijak boleh menjadikan anda sangat kaya sekiranya anda tidak tergesa-gesa" -Warrent Buffett-

Apakah itu unit amanah?
Satu skim pelaburan kolektif yang membenarkan pelabur-pelabur yang mempunyai objektif pelaburan yang sama untuk mengumpul wang bersama-sama bagi dilabur oleh pengurus dana professional dalam satu portfolio sekuriti.

Manfaat menlabur dalam unit amanah
1) Pengurusan dana secara professional
Unit amanah diuruskan oleh para professional yang diiktiraf yang memastikan bahawa setiap keputusan adalah berstruktur dan berdasarkan prinsip pelaburan yang bijak dan tepat

2) Kepelbagaian
Unit amanah membantu anda mempelbagaikan pelaburan-pelaburan anda dalam sebuah portfolio sekutriti bagi meminimumkan risiko dan kemeruapan.

3) Pertumbuhan modal/aliran pendapatan
Unit amanah memberikan anda peluang untuk menikmati pertumbuhan modal dan/atau aliran pendapatan sebagai pulangan pelaburan anda

4) Kecairan
Unit amanah membenarkan anda membeli dan menjual pelaburan anda dengan senang dan pelabur juga akan menerima hasil penebusan dalam masa 10 hari sahaja

5) Kemudahan dan kemampuan
Anda boleh memulakan pelaburan dengan hanya RM1,000 dan pelaburan tambahan minima sebanyak RM100 (cash) atau RM1000 bagi setiap pengeluaran KWSP.

6) Pendedahan pelaburan
Unit amanah membolehkan anda mempelbagaikan pelaburan-pelaburan anda dan mendapat pendedahan kepada kelas-kelas aset dan/atau negara-negara yang berlainan

7) Jaminan Pengawalan
Unit amanah adalah dikawal oleh Suruhanjaya Sekuriti untuk melindungi kepentingan para pelabur

8) Manfaat pulangan berganda
Unit amanah memberi anda peluang melabur semula pendapatan/pengagihan untuk mengumpul kekayaan. Elemen penting dalam pulangan berganda ialah masa - semakin lama tempoh masa, semakin besar pertumbuhannya.

Manfaat memulakan pelaburan awal dan kos penangguhan tindakan
Menyimpan sejumlah wang yang besar bagi merancang persaraan anda atau pendidikan anak merupakan satu tugas yang amat mencabar tetapi dengan masa dan kuasa faedah berganda, anda akan kagum betapa cepatnya peningkatan jumlah dana anda jikalau anda membuat pelaburan secara tetap. Contohnya:

[Anda boleh mencapai wang simpanan RM1 juta dengan melabur RM220 setiap bulan dalam satu dana pelaburan selama 40 tahun*]

Oleh itu, memulakan pelaburan awal mempunyai manfaat yang sangat baik tetapi menangguhkannya akan meningkatkan kos anda. Contohnya :

[Jika anda mula melabur 10 tahun lebih awal (tempoh masa 50 tahun)
Anda hanya perlu melabur RM90 setiap bulan dalam satu dana pelaburan bagi mencapai wang simpanan RM1 juta*]

[Jika anda menangguhkan tindakan anda selama 10 tahun (tempoh masa 30 tahun)
Anda perlu melabur RM550 setiap bulan dalam satu dana pelaburan bagi mencapai wang simpanan RM1 juta*]

(*andaikan kadar pulangan adalah 9% setahun. Angka ini merupakan satu andaian semata-mata dan tidak menunjukkan prestasi masa dahulu atau hadapan untuk mana-mana dana unit amanah)

Mula tingkatkan wang anda dengan Public Mutual
Mengapa?
Pemimpin Industri
1) Public Mutual adalah pemimpin dalam industri unit amanah swasta di Malaysia dan menguasai 44% daripada keseluruhan pasaran unit amanah swasta di Malaysia

2) Dalam mengekalkan kedudukan No.1 dalam industri, Public Mutual menguruskan lebih daripada 70 dana dengan nilai aset bersih berjumlah RM44.8 billion untuk lebih daripada 2,000,000 pemegang akaun.

3) Sebagai anak syarikat milik penuh Public Bank berhad. Bank ke-3 terbesar di Malaysia.

Rekod yang unggul dalam memenangi anugerah
Pengurus dana unit amanah yang paling banyak menerima anugerah di Malaysia, iaitu melebihi 150 anugerah utama sejak 1999

Pengalaman yang luas
Mmepunyai 30 tahun pengalaman dalam pengurusan dana

Public Mutual menawarkan siri dana-dana unit amanah yang meluas bagi memenuhi keperluan pelaburan anda. Sama ada anda seorang pelabur agresif, sederhana atau konservatif, Public Mutual mempunyai dana yang sesuai untuk anda.

Sekiranya anda ingin melabur bersama Public Mutual, fadhilhussin.publicmtual@yahoo.com sedia membantu memenuhi impian pelaburan anda

Ringgit Cost Averaging

Introduction

“If I have noticed anything over these 60 years on Wall Street, it is that people do not succeed in forecasting what’s going to happen in the stock market.”
– Benjamin Graham, author of “The Intelligent Investor”

Investing would be so simple if only one could predict when is the best time to buy or sell. However, timing the market is impossible and many have made huge losses due to trying and consequently failing. One of the ways to ride out the ups and downs of the constant volatility of the stock market is to use ringgit cost averaging. This method ensures we benefit from the historical strong returns shown in the long run and hedges the effects of retracement and slight downtrend in the short term.

Ringgit cost averaging is an investment technique intended to reduce exposure to risk associated with making a single large purchase by investing a fixed amount on a particular investment (such as unit trusts) at regular intervals (either monthly or quarterly), regardless of the unit price. For example, you can choose to transfer RM500 to RM1,000 from your paycheck to a unit trust fund or you can even make a RM1,500 or RM3,000 investment every quarter. The amount and frequency of your investments depend on your financial means and future goals.

How Dollar Cost Averaging Works

“Save little save often – dollar (ringgit) cost averaging works, if you stick to it.”
– Paul Clitheroe, “Ten Key Steps to Wealth”, 2002.

To illustrate dollar cost averaging better, let’s say you want to save RM12,000 each year for your child’s education fund. Instead of investing it in a lump sum and bear the risk of entering when the market is high, you decided to invest RM1,000 into a unit trust fund each month as shown in the chart:
In this example, by using the method of ringgit cost averaging, the average cost per unit invested was only RM0.1923, instead of RM0.2549 if the investor has invested a lump sum in January.

A Long-term Investment Strategy

“Discipline is the key to success for the long-term investor. He or she must not fall into the trap of managing holdings by newspaper headlines, sound bites, mindless predictions, gut feelings or the last time period results.”
– Frank Armstrong, author of “The Informed Investor.”

Regardless of the amount of money invested, dollar cost averaging is a long-term strategy. While the financial markets tend to fluctuate, they often move in the same direction over fairly long periods of time. Bear markets and bull markets can last for months, and sometimes even years. Because of these trends, dollar cost averaging may not be as effective if only applied for the short-term.

For example, an investor might choose to make 10 purchases of a unit trust fund within one month. Although it is highly unlikely that the purchase price of the units will be the same for each transaction over such a short time frame, there will not be a significant difference as well. However, over the course of a longer market cycle, you would probably go through a bull market and a bear market, with the price of a given security changing considerably. Dollar cost averaging will help ensure that your average cost per units represents both the premiums of a bull market and the discounts of a bear market, as opposed to just the premiums usually paid by investors in a bull market.

Tips to Get you Started

“Those who put an investment programme in place will have a lot more money when they come to retire than those who never get around to it.”
- Australian financial author Noel Whittaker.

Many unit trust funds allow you to begin investing with a minimal amount with the option to make further contributions through regular deductions from your paycheck or bank account. If you’re interested in dollar cost averaging, here are a few tips to help you put this strategy to work for you:

1)Get started as soon as possible. The longer you have to ride the ups and downs of the market, the more opportunity you have to build a sizable account over time.
2)Stick with it. Dollar cost averaging is a long-term strategy. Make sure that you have the financial resources and discipline to invest continuously through all types of markets, regardless of price fluctuations.
3)Take advantage of automatic deductions. Having your investment contributions deducted from your paycheck or bank account is an easy and convenient method to invest, and can help you get into the habit of investing regularly.
4)Be prepared for losses. Dollar cost averaging does not guarantee that there will always be profits and no losses in your portfolio. Even though you paid a lower average cost than the average price of the units, you could still lose money if you choose the wrong time to exit the market, particularly when prices are low.

Building wealth by investing in unit trusts is more a matter of patience and persistence than of investment skill and luck. The major decision that must be made is whether or not you are willing to forego immediate gratification to achieve your long-term financial goals. If you are, then dollar cost averaging can be a very effective way to help you get there.

KLSE Vs Public Mutual Equity Fund.. a direct relation performance

Do you know Public Mutual Equity fund is a direct relation performance with KLSE? Yes it is but how it's happen? Public Mutual equity fund which 70%~85% of their asset allocated into our local market investment is mostly invested in company listed in KLSE. To make easier understanding, most of our blue chip company listed in KLSE having our fund as part of the shareholders likes Sime Darby, Tenaga Nasional, Telekom, Axiata, IOI Corporation, IJM Corporation, Gamuda berhad, Maxis, Petronas Chemical Berhad, Petronas Dagangan Berhad and many others company in all sectors such as technology, transportation, industrial, consumer products, construction and others.

All of these companys is actually the main player to make the KLSE index direction up or down. If majority of this blue chip company's share price up, then the KLSE index surely will up. Then it directly impact to Public Mutual local equity fund performance to move upward or downwards also. The chart below is to show the actual KLSE index movement in 6 Month from 29 April until 29 October 2011 and how the impact to the Public Mutual equity funds performance in same period of time. Look closely and you will find that the equity fund having a similar direction with KLSE chart. Some might ask why the price drop if the company fundamentally good in performance? The answer is investors who invest in share market only have 1 goals and it is PROFIT. How much profit? Maximum profit. How to get maximum profit, the simple answer is buy at lowest price and sell at the highest.

From this basic understanding will make the investors are very dynamic. Some people thinking to buy but some people do vice versa. Depends on how they do their judgment. What to judge and how to judge? Some investors are 99% invest base on technical analysis, some might not because they might depend on news or company's fundamental with strong performance and good future prospect so it's make them invest for long term as to enjoy company's dividend and capital gain.

Which strategy to use for investment in Public Mutual?
Everything is up to you and all strategy you can use depend on how big your fund size, how high the risk you can take and how long you can monitor your own portfolio. If you are not reliable enough to have that stands, you better use the best strategy recommended by Public Mutual company which are:
1)Invest for medium (3 to 5 years) to long term (5 years above) and
2)Do regular invesment to get the Ringgit Cost Averaging benefit.
By using this strategy, you are actually minimize you risk almost to 0% (no loss) and maximize your return better than EPF or ASB return. Let me take you an example of Public Ittikal Fund which offered more than 14 years ago. This fund having a similar trend with our KLSE index which also experience the tumble period during recession in 2007~2008. However, in the long term it's can give return on investment of 250%!!!
Current market direction
Once you understand the relation between Public Mutual equity fund performance vs KLSE index, you should consider to understand more what to happen next on our KLSE. If you ask me, then i'm surely give the answer "it's time to invest" base on my previos articles on market outlook as at 27 october 2011... The bull is charging..

Perkara yang perlu disediakan untuk menjadi agen unit trust Public Mutual

Menceburkan diri sebagai perunding unit amanah Public Mutual adalah suatu keputusan yang BIJAK. Dengan hanya modal yang sangat kecil tentulah anda tidak mempunyai apa-apa risiko untuk rugi. Bahkan dengan komitment anda menimba ilmu pengetahun tentang pelaburan unit amanah beserta kekuatan diri membina jaringan pelanggan, anda bakal mengubah hidup anda, keluarga dan mereka yang tersayang.

Perjalanan seribu langkah bermula dari langkah yang pertama. Anda hanya:

1) Perlu menyediakan bayaran pendaftaran termasuk yuran peperiksaan sebanyak RM250
2) 6 keping gambar bersaiz passport
3) 2 salinan kad pengenalan photostat atas muka depan
4) 1 salinan muka depan buku akaun public bank (kena buka akaun kalau belum ada-minimum RM250 untuk pembukaan akaun). Urusan pembayaran omisyen hanya melalui akaun Public bank
5) Sijil asal beserta 1 salinan SPM, diploma, degree (salah satu)
6) Tandatangan borang contract of agency (disediakan oleh referral agent)
7) Sekeping borang statutory declaration(SD Form disediakan oleh referral agent). Mesti dapatkan cop dari suruhanjaya sumpah atas borang tu.

Setelah semua perkara di atas telah di hantar ke mana-mana cawangan Public Mutual, anda perlu :
1) Menghadiri kursus 1 hari yang diadakan antara Isnin hingga Jumaat 8am~5pm (Tarikh boleh dipilih).
2) Kemudian perlu menduduki peperiksaan CUTE selama 2 jam pada tarikh dan masa yang juga boleh dipilih.

Setelah anda lulus ujian CUTE tersebut, maka anda telah BERJAYA dan akan ditauliahkan sebagai seorang perunding unit amanah yang SAH.

Semoga berjaya.

Revision Of The Eligibility Requirements For Unit Trust Consultant (UTC)

(original message from Public Mutual berhad date 21 October 2011)

This is with reference to FIMM circular dated 11 October 2011 pertaining to the above matter.
Pleased be informed that with effect from 1 January 2012, all candidates who wish to apply to
sit for the Computerised Unit Trust Examination (CUTE) are required to fulfill the following
requirements :-

(A) Candidates Academic Qualification
Candidates who register their CUTE with Sijil Pelajaran Malaysia (SPM) certificate, must
obtain credits either in Bahasa Malaysia, English or Mandarin AND Mathematics. Candidate
must possess a minimum Grade 3 in SPM or its equivalent.

(B) Passing Mark for Computerised Unit Trust Examination (CUTE)
The passing mark is raised from sixty percent (60%) to seventy five percent (75%). This is
to enhance the competency and knowledge of UTCs.

(C) Requirement to re-sit CUTE for UTC who has left the industry for more than 3 years
UTCs who have left the industry for more than 3 years are required to apply to sit and pass the
CUTE with FIMM before they are allowed to register as UTCs. This is to ensure the
competency and knowledge of the UTCs are adequate before they re-enter the industry.

Should you require further clarification, please do not hesitate to contact our nearest branches
or Agent Service Hotline at 03-62796900 or e-mail to us at as@publicmutual.com.my.

Re-Opening of Public Ittikal Fund for EPF Investment

Public Mutual Berhad had on 18 October 2011 announced that Public Ittikal Fund (P ITTIKAL) will be re-opened for EPF investments with effect from 20 October 2011. P ITTIKAL will however remain closed for cash sales.

Investors who wish to make cash investments may consider investing in the new fund,
Public Ittikal Sequel Fund (PITSEQ) which was launched on 11 October 2011. The
offer period for PITSEQ ends on 31 October 2011. PITSEQ has similar features to
P ITTIKAL and aims to achieve capital growth over the medium to long term period by
investing in a portfolio of Shariah-compliant equities and sukuk. PITSEQ comes with
free Takaful coverage on Group Term Life with Total and Permanent Disability plus
Group Personal Accident, subject to terms and conditions.

Please contact the Customer Service Hotline at 03-6207 5000 (Kuala Lumpur),
04-729 1500 (Penang) or 05-210 6500 (Ipoh) if you have any inquiry regarding this
matter.

Public Dana Ittikal Sequel (PITSEQ) - Dana baru dilancarkan October 2011

Anak syarikat milik penuh Public Bank, Public Mutual akan melancarkan sebuah
dana Islam baru, Public Dana Ittikal Sequel (PITSEQ) pada 11 Oktober 2011.
PITSEQ merupakan sebuah dana ekuiti Islam yang bermatlamat untuk mencapai
pertumbuhan modal dalam jangka masa sederhana hingga panjang.

Ketua Pegawai Eksekutif Public Mutual Yeoh Kim Hong berkata, “Ekonomi
Malaysia dijangka menunjukkan pertumbuhan berdaya tahan sebanyak 4.8%1 dan
5.3%1 dalam tahun 2011 dan 2012 masing-masing, disokong oleh perbelanjaan
pengguna yang kukuh serta pertumbuhan dalam sektor perkhidmatan. PITSEQ
memberi anda peluang untuk mengambil bahagian dalam potensi pertumbuhan
pasaran ekuiti melalui pelaburan ekuiti patuh Syariah dalam portfolio pelbagai
syarikat berkaitan indeks, saham mewah dan syarikat yang mempunyai prospek
pertumbuhan dan disenaraikan di Bursa Sekuriti.”

Beliau menambah, “PITSEQ dilengkapi dengan perlindungan takaful percuma
bagi Perlindungan Hayat Kumpulan dengan Hilang Upaya Sepenuhnya dan Kekal
di samping Kemalangan Diri Kumpulan bagi pemegang unit yang berumur di
antara 18 hingga 59 tahun dengan minimum NAB (nilai aset bersih) sebanyak
RM5,000 pada bila-bila masa. Tertakluk kepada syarat dan peraturan.”

Bagi mempelbagaikan pelaburan, PITSEQ boleh melabur sehingga 30% daripada
NAB dana dalam pasaran-pasaran luar negara terpilih. Pasaran-pasaran luar negara
yang boleh dilabur oleh dana ini termasuk Singapura, Taiwan, Korea Selatan,
Jepun, Hong Kong, Negara China, Negara Thai, Indonesia, Filipina, India,
Australia, Amerika Syarikat dan pasaran-pasaran lain yang diluluskan.
Pendedahan ekuiti PITSEQ adalah di antara 70% hingga 98% daripada NAB dana.
PITSEQ adalah sesuai bagi pelabur-pelabur agresif yang ingin mengambil
bahagian dalam potensi pertumbuhan jangka masa sederhana hingga panjang
terutamanya melalui pelaburan ekuiti patuh Syariah Malaysia.

Harga terbitan permulaan PITSEQ ialah sebanyak RM0.2500 seunit di sepanjang
tempoh tawaran permulaan selama 21 hari dari 11 Oktober hingga 31 Oktober
2011. Pelaburan permulaan minimum bagi dana ini ialah RM1,000 dan pelaburan
tambahan minimum ialah RM100. Di sepanjang tempoh tawaran tersebut,
bayaran perkhidmatan promosi istimewa serendah 5% daripada harga
terbitan permulaan seunit ditawarkan ke atas pembelian unit PITSEQ oleh para
pelabur. Para pelabur yang memilih untuk melabur dalam PITSEQ dengan
menggunakan Arahan Debit Terus semasa tempoh tawaran juga akan menikmati
bayaran perkhidmatan promosi sebanyak 5.25% NAB seunit selagi Debit Terus itu
masih aktif. Tertakluk kepada syarat dan peraturan.

PITSEQ diedarkan oleh perunding-perunding unit amanah Public Mutual.
Pelabur-pelabur yang berminat boleh menghubungi mana-mana perunding unit
amanah Public Mutual atau dail Talian Perkhidmatan Pelanggan 03-6207 5000
untuk mendapatkan maklumat lanjut mengenai dana tersebut.

Public Mutual merupakan syarikat unit amanah swasta yang terbesar di Malaysia,
menguruskan sebanyak 90 dana. Syarikat tersebut mempunyai seramai lebih 2.5
juta pemegang akaun dan pada 29 August 2011, jumlah nilai aset bersih dana yang
diuruskan oleh syarikat tersebut adalah sebanyak RM42.4 bilion.

Unit trust statistic as at July 2011... Still Growing

The Malaysian economic expanded at a slower pace in a 2nd Qtr due mainly to a moderation in the manufacturing sector. However, the Malaysian financial services sector has been relatively resilient as illustrated by the rise in equity market turnover, high loan growth, active bond market and still positive equity market during the second quarter.

The private unit trust industry grew by RM1.1 billion in July 2011 to RM102.2 billion from 100 billion in June 2011. Public Mutual 's total net asset (NAV) stood at RM44.8 billion in July 2011. It is still the market leader with a 44.2% of the market share. Public Mutual currently has 90 funds under management.

Public Mutual remained as number 1 in both equity and balanced fund categories with a combined market share of 60.3% as at 29 July 2011. It's bond fund category's market share was maintained at 37.9%. With 56.9% and 51.1% in market share respectively, it continues to lead in Islamic and foreign fund categories.


A slower trend of new fund launches was seen in August when compared with other months. only 5 new funds were launched as at 22 August 2011. Majority of these fund were fixed income and money market funds.

Persevering Through Turbulent Market Conditions

Moving on to current market conditions, global financial markets have retraced sharply in recent weeks following weaker-than-expected growth in the U.S. economy, contagion risk of the European sovereign debt crisis to larger member countries and prolonged negotiations over the U.S. debt ceiling. The selldown was further exacerbated by the downgrade of the U.S. sovereign credit rating by Standard & Poor’s from AAA to AA+ on 5 August 2011. These developments coupled with the increase in risk aversion among investors caused global equity markets to breakthrough key support levels and touch the year’s lows in early August before rebounding in mid-August.

Looking forward, equity markets are expected to remain volatile as investors continue to focus on global growth prospects and sovereign debt issues in the U.S. and Eurozone.

Given the volatile conditions in global financial markets and be an investor in unit trust portfolio, we have to reassure ourself not to panic at short-term market movements and to maintain a long-term investment view. Always be in mind the best strategy is to invest regularly and adopt Ringgit-cost averaging at all times. Ensure that our asset allocation is in line with the risk profiles to enable us to ride out market volatility. Investors need to understand that financial markets may be volatile in the short-term but the most important is we have to always remind ourself to keep the financial objectives in mind and not let the emotions influence the investment decisions.

Last but not least, Success people always work towards their goals with strategy.. If you think your wealth is worthless, just let it gone without wind...

Is it a trouble or an opportunity in investing your money in unit trust..

Salam to all.. It's a long rest from updating this blog. Begin with fasting month, raya month then now on fine tuning mode. Anyway, hope I still can be your partner which you are always waiting for something on this blog to be update.

This time I want to write something on our recent market share situation. If you are one of the direct investor to KLSE or you are investor in unit trust industry or even you are the unit trust consultant, may I ask you something.. How do you feel now? Do you see yourself in trouble? or you see a bigger opportunity are coming on you? Whatever answer it is.. it's will define either you are the loser or the winner...

Market share keep falling after set the all time high 1597.08 points on 8th July 2011 and set a new low of the year on 26th Sept 2011 with 1310.53 (20% decline from recent highs). This 2 weeks sees the market direction still no where to go but most the analyst are given a big warn that market are in a bear territory.. SELL on RALLIES and KEEP LARGE CASH pile for now. We foresee an eventual mid-term move to lower levels like 1,310, 1,292, 1,280, 1,276, 1,249, 1,210 and 1,149. The “Dead Cross” of the 50 and 200-day SMA on 3 Mondays ago would mean that fund managers would be selling on any rebound rally.

I'm a unit trust agent. What should I do now?
This time you should feel like a hungry monster which will eat anything cross in front of you.. You should believe in yourself sooner or later, the market will come back and that time you are the most great agent to be in your customers heart. Keep all their investment form in your hand, keep on track with market direction to get the better price for better profit to your client.. Is it possible to happen on me? YES.. as long as you see this as a great opportunity..

I'm a unit trust investor. What should I do now?
Have you experience yourself investing in year 2008 during economic recession? Some of you feel stupid even feel guilty by themself to invest during that time. But, less than 3 years, they become the most happiness investors in their life.

When I should invest?
There's a lot of question you should ask yourself. Do you know when the market will rebound and change direction to become 'bull'? Do you know when this 'bear' will last? Do you know which is the lowest point to be?.. If you cannot determine the exact figure or even you have no idea for that, then you should invest NOW and continue make a regular investment because that's the best strategy to WIN the game over the medium and longer period of time.

There are always an opportunity in every problem you are facing.. It's just a matter how you draw it, see it and think of it.. TAKE ACTION AND NEVER GIVE UP

List of closed fund update as at July 2011

Closure of Sales for Public Islamic Select Treasures Fund

Date : 8 July 2011
To : All Unit Trust Consultants
From : Chief Executive Officer
___________________________________________________________________________________
Closure of Sales for Public Islamic Select Treasures Fund

We wish to inform that Public Islamic Select Treasures Fund (PISTF) will be closed for sales with effect from 18 July 2011 (Monday). We will continue to process investments from existing Direct Debit and Regular Investment instructions.

Please contact our Customer Service Hotline at 03-6207 5000 (Kuala Lumpur),
04-729 1500 (Penang) or 05-210 6500 (Ipoh) if you have further inquiry regarding
the above matter.

Public Mutual declares distributions for 13 funds as at 30 June 2011

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for
13 of its funds. The gross distributions declared for the respective funds for the
financial year ended 30 June 2011 are as follows:

1)Public Far-East Consumer Themes Fund = 4.00 sen per unit
2)PB Growth Fund = 8.50 sen per unit
3)PB China ASEAN Equity Fund = 6.00 sen per unit
4)PB Asia Equity Fund = 3.50 sen per unit
5)PB Singapore Advantage-30 Equity Fund = 0.65 sen per unit
6)PB Islamic Asia Equity Fund = 0.75 sen per unit
7)PB Balanced Fund = 7.50 sen per unit
8)PB Islamic Bond Fund = 5.75 sen per unit
9)PB Fixed Income Fund = 5.25 sen per unit
10)PB Infrastructure Bond Fund = 3.25 sen per unit
11)Public Islamic Money Market Fund = 2.50 sen per unit
12)PB Cash Management Fund = 2.50 sen per unit
13)PB Islamic Cash Management Fund = 2.25 sen per unit

Public Mutual Chief Executive Officer Ms. Yeoh Kim Hong said the above funds
have performed well and have delivered respectable returns in its categories for the
period ended 10 June 2011.
According to The Edge-Lipper Fund Table dated 20 June 2011, Public Far-East
Consumer Themes Fund has generated a one-year return of 16.03% for the period
ended 10 June 2011.
Meanwhile, PB Growth Fund, PB China ASEAN Equity Fund, PB Asia Equity
Fund and PB Singapore Advantage-30 Equity Fund have generated one-year returns
of 23.14%, 12.99%, 12.91% and 10.17% respectively for the period ended 10 June
2011. PB Growth Fund is an award-winning fund, having received a total of seven
awards in its category from The Edge-Lipper Malaysia Fund Awards and The
Star/Standard & Poor’s Investment Fund Awards Malaysia. For the same period,
PB Islamic Asia Equity Fund generated a one-year return of 12.98%.
Meanwhile, PB Balanced Fund has generated a one-year return of 16.76% for the
same period. PB Balanced Fund is also an award-winning fund, having received a
total of 17 awards in its category from The Edge-Lipper Malaysia Fund Awards,
Morningstar Fund Awards (Malaysia) and The Star/Standard & Poor’s Investment
Fund Awards Malaysia.
At the same time, PB Islamic Bond Fund, PB Fixed Income Fund and PB Infrastructure
Bond Fund have generated one-year returns of 11.80%, 6.95% and 5.93%
respectively for the same period. PB Islamic Bond Fund won awards from the
Dubai-based, Failaka Islamic Fund Awards 2010 and Morningstar 2010 Fund
Awards (Malaysia)
As for our money market funds, Public Islamic Money Market Fund, PB Cash
Management Fund and PB Islamic Cash Management Fund have generated oneyear
returns of 2.57%, 2.51% and 2.43% respectively for the same period. The
money market funds provide an option for investors with low tolerance to risk who
wish to park their money on a short-term basis while waiting for opportune time to
investing in or switching back to equity, balanced or bond funds.
PB Growth Fund, PB Balanced Fund, PB Islamic Bond Fund, Public Islamic Money
Market Fund and PB Cash Management Fund are open for EPF Members
Investment Scheme.
All funds are distributed via Public Bank branches nationwide with the exception of
Public Far-East Consumer Themes Fund and Public Islamic Money Market Fund,
which are distributed by Public Mutual unit trust consultants.
Public Mutual is Malaysia’s largest private unit trust company with 86 funds under
management. It has over 2.4 million accountholders and as at 31 May 2011, the
total net asset value of the funds managed by the company was RM43.95 billion.

List of Syari'ah Based Fund in Public Mutual as at April 2011

These are the list of Syari'ah based fund in Public Mutual which consist of 22 unit trust funds.

Equity Funds:
1. Public Ittikal Fund (P Ittikal)*
2. Public Islamic Equity Fund (PIEF)*
3. Public Islamic Opportunity Fund (PIOF)
4. Public Islamic Dividend Fund (PIDF)*
5. Public Asia Ittikal Fund (PAIF)
6. Public Islamic Asia Dividend Fund (PIADF)
7. Public Islamic Sector Select Fund (PISSF)*
8. Public China Ittikal Fund (PCIF)
9. Public Islamic Select Treasures Fund (PISTF)*
10.Public Islamic Optimal Growth Fund (PIOGF)*
11.Public Islamic Select Enterprise Fund (PISEF)*
12.Public Islamic Asia Leader Equity Fund (PIALEF)
13.Public Islamic Alpha-40 Growth Fund (PIA40GF)

Balanced Funds:
1.Public Islamic Balance Fund (PIBF)*
2.Public Islamic Asia Balanced Fund (PIABF)

Bond Funds:
1.Public Islamic Bond Fund (PIBond)
2.Public Islamic Enhance Bond Fund (PIEBF)
3.Public Islamic Select Bond Fund (PISBF)
4.Public Islamic Infrastructure Bond Fund (PIINFBF)
5.Public Islamic Strategic Bond Fund (PISTBF)

Fixed Income Fund:
1.Public Islamic Income Fund (PI INCOME)*

Money Market Fund:
1.Public Islamic Money Market Fund(PIMMF)

* Investment funds approved for EPF withdrawal